FAQ's

• - Be a Canadian Citizen
• - Be paid by direct deposit
• - Be 18 years old and over
• - Have a steady job (3 months minimum)
• - Have a low ratio of NSF
• - Earn at least $1200 /month
• - Have a low ratio of payday loans

We do not accept the following:

• - Welfare
• - CPP
• - Private pension
• - Student loan
• - Self-employed
• - Child tax
• - Disability (odsp, aish ...)
• - Other insurance income

Yes, an active account at a Canadian financial institution is required.

If your file is approved before 10:30AM EST, you should receive your money before the end of the day.

• - Have an un-discharged bankruptcy or a consumer proposal ongoing
• - Not having a steady job
• - Required documents are incomplete or incorrect information
• - Too many non-sufficient funds on transactions

No, only people paid by direct deposit on recurring dates are eligible.

• - Staples
• - UPS stores
• - Shoppers Drug Mart
• - Rexall
• - Post offices
• - Convenience stores

The lending companies we do business with offer :

• - Annual interest rates of 23%
• - In case of default, the interest rate on the remaining loan is 23% anually
• - NSF fees : $48
• - In some cases, it might be possible to delay a payment for an administrative fee of $28
• - Minimum length of repayment term : 3 months
• - There is a surety fee applicable on the loan

Even though we're closed on weekends and public holidays, you can still apply online 24/7 and send your documents. We will be able to process your file the following business day.